List merchant capabilities

curl --request GET \
  --url https://platform.swipelux.com/v3/capabilities \
  --header 'X-API-Key: <api-key>'

const options = {method: 'GET', headers: {'X-API-Key': '<api-key>'}};

fetch('https://platform.swipelux.com/v3/capabilities', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://platform.swipelux.com/v3/capabilities",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "X-API-Key: <api-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://platform.swipelux.com/v3/capabilities"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("X-API-Key", "<api-key>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

require 'uri'
require 'net/http'

url = URI("https://platform.swipelux.com/v3/capabilities")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["X-API-Key"] = '<api-key>'

response = http.request(request)
puts response.read_body

{
  "data": [
    {
      "id": "ach_pooled",
      "customerId": "cus_7F3pL2nQ9xA5mW8kR1sT4v",
      "method": "ach",
      "accountType": "pooled",
      "status": "restricted",
      "statusReason": {
        "code": "tasks_due",
        "resolution": "complete_tasks",
        "message": "Additional customer information is required."
      },
      "openTaskIds": [
        "tsk_8uL2nA7xQ5mR9pT4vZ1sWc"
      ],
      "applications": [
        {
          "id": "apl_4Y9xQ8u3m2N7p6R5s1T0vZ",
          "institution": {
            "id": "jpmorgan",
            "name": "JPMorgan Chase",
            "bic": "CHASUS33"
          },
          "status": "in_review",
          "statusReason": {
            "code": "internal_review",
            "message": "The submission is under internal review.",
            "actor": "swipelux",
            "retryable": true
          },
          "openTaskIds": [
            "tsk_8uL2nA7xQ5mR9pT4vZ1sWc"
          ],
          "submittedAt": "2026-06-22T10:15:30.000Z",
          "createdAt": "2026-06-22T10:15:30.000Z",
          "updatedAt": "2026-06-22T10:15:30.000Z"
        }
      ],
      "submittedAt": "2026-06-22T10:15:30.000Z",
      "createdAt": "2026-06-22T10:15:30.000Z",
      "updatedAt": "2026-06-22T10:15:30.000Z"
    }
  ],
  "nextCursor": null,
  "hasMore": false
}

{
  "type": "https://docs.swipelux.com/errors/unknown-parameter",
  "title": "<string>",
  "status": 400,
  "code": "unknown_parameter",
  "detail": "<string>",
  "correlationId": "<string>",
  "errors": [
    {
      "pointer": "<string>",
      "code": "<string>",
      "message": "<string>"
    }
  ],
  "transferId": "<string>",
  "retryable": true,
  "statusReason": {
    "code": "sanctions_screening_failed",
    "message": "<string>",
    "actor": "customer",
    "retryable": true
  },
  "reviewAnswer": "<string>",
  "capabilities": [
    "<string>"
  ],
  "blockingResources": [
    {
      "type": "account",
      "id": "<string>",
      "requiredAction": "archive_account"
    }
  ]
}

{
  "type": "https://docs.swipelux.com/errors/unauthorized",
  "title": "<string>",
  "status": 401,
  "code": "unauthorized",
  "detail": "<string>",
  "correlationId": "<string>",
  "retryable": false,
  "errors": [
    {
      "pointer": "<string>",
      "code": "<string>",
      "message": "<string>"
    }
  ]
}

{
  "type": "https://docs.swipelux.com/errors/forbidden",
  "title": "<string>",
  "status": 403,
  "code": "forbidden",
  "detail": "<string>",
  "correlationId": "<string>",
  "retryable": false,
  "errors": [
    {
      "pointer": "<string>",
      "code": "<string>",
      "message": "<string>"
    }
  ]
}

{
  "type": "<string>",
  "title": "<string>",
  "status": 499,
  "code": "<string>",
  "detail": "<string>",
  "correlationId": "<string>",
  "transferId": "<string>",
  "retryable": true,
  "errors": [
    {
      "pointer": "<string>",
      "code": "<string>",
      "message": "<string>"
    }
  ],
  "statusReason": {
    "code": "sanctions_screening_failed",
    "message": "<string>",
    "actor": "customer",
    "retryable": true
  },
  "reviewAnswer": "<string>",
  "capabilities": [
    "<string>"
  ],
  "blockingResources": [
    {
      "type": "account",
      "id": "<string>",
      "requiredAction": "archive_account"
    }
  ]
}

{
  "type": "https://docs.swipelux.com/errors/internal-error",
  "title": "<string>",
  "status": 500,
  "code": "internal_error",
  "detail": "<string>",
  "correlationId": "<string>",
  "retryable": true,
  "errors": [
    {
      "pointer": "<string>",
      "code": "<string>",
      "message": "<string>"
    }
  ]
}

List merchant capabilities

curl --request GET \
  --url https://platform.swipelux.com/v3/capabilities \
  --header 'X-API-Key: <api-key>'

const options = {method: 'GET', headers: {'X-API-Key': '<api-key>'}};

fetch('https://platform.swipelux.com/v3/capabilities', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://platform.swipelux.com/v3/capabilities",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "X-API-Key: <api-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://platform.swipelux.com/v3/capabilities"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("X-API-Key", "<api-key>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

require 'uri'
require 'net/http'

url = URI("https://platform.swipelux.com/v3/capabilities")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["X-API-Key"] = '<api-key>'

response = http.request(request)
puts response.read_body

{
  "data": [
    {
      "id": "ach_pooled",
      "customerId": "cus_7F3pL2nQ9xA5mW8kR1sT4v",
      "method": "ach",
      "accountType": "pooled",
      "status": "restricted",
      "statusReason": {
        "code": "tasks_due",
        "resolution": "complete_tasks",
        "message": "Additional customer information is required."
      },
      "openTaskIds": [
        "tsk_8uL2nA7xQ5mR9pT4vZ1sWc"
      ],
      "applications": [
        {
          "id": "apl_4Y9xQ8u3m2N7p6R5s1T0vZ",
          "institution": {
            "id": "jpmorgan",
            "name": "JPMorgan Chase",
            "bic": "CHASUS33"
          },
          "status": "in_review",
          "statusReason": {
            "code": "internal_review",
            "message": "The submission is under internal review.",
            "actor": "swipelux",
            "retryable": true
          },
          "openTaskIds": [
            "tsk_8uL2nA7xQ5mR9pT4vZ1sWc"
          ],
          "submittedAt": "2026-06-22T10:15:30.000Z",
          "createdAt": "2026-06-22T10:15:30.000Z",
          "updatedAt": "2026-06-22T10:15:30.000Z"
        }
      ],
      "submittedAt": "2026-06-22T10:15:30.000Z",
      "createdAt": "2026-06-22T10:15:30.000Z",
      "updatedAt": "2026-06-22T10:15:30.000Z"
    }
  ],
  "nextCursor": null,
  "hasMore": false
}

{
  "type": "https://docs.swipelux.com/errors/unknown-parameter",
  "title": "<string>",
  "status": 400,
  "code": "unknown_parameter",
  "detail": "<string>",
  "correlationId": "<string>",
  "errors": [
    {
      "pointer": "<string>",
      "code": "<string>",
      "message": "<string>"
    }
  ],
  "transferId": "<string>",
  "retryable": true,
  "statusReason": {
    "code": "sanctions_screening_failed",
    "message": "<string>",
    "actor": "customer",
    "retryable": true
  },
  "reviewAnswer": "<string>",
  "capabilities": [
    "<string>"
  ],
  "blockingResources": [
    {
      "type": "account",
      "id": "<string>",
      "requiredAction": "archive_account"
    }
  ]
}

{
  "type": "https://docs.swipelux.com/errors/unauthorized",
  "title": "<string>",
  "status": 401,
  "code": "unauthorized",
  "detail": "<string>",
  "correlationId": "<string>",
  "retryable": false,
  "errors": [
    {
      "pointer": "<string>",
      "code": "<string>",
      "message": "<string>"
    }
  ]
}

{
  "type": "https://docs.swipelux.com/errors/forbidden",
  "title": "<string>",
  "status": 403,
  "code": "forbidden",
  "detail": "<string>",
  "correlationId": "<string>",
  "retryable": false,
  "errors": [
    {
      "pointer": "<string>",
      "code": "<string>",
      "message": "<string>"
    }
  ]
}

{
  "type": "<string>",
  "title": "<string>",
  "status": 499,
  "code": "<string>",
  "detail": "<string>",
  "correlationId": "<string>",
  "transferId": "<string>",
  "retryable": true,
  "errors": [
    {
      "pointer": "<string>",
      "code": "<string>",
      "message": "<string>"
    }
  ],
  "statusReason": {
    "code": "sanctions_screening_failed",
    "message": "<string>",
    "actor": "customer",
    "retryable": true
  },
  "reviewAnswer": "<string>",
  "capabilities": [
    "<string>"
  ],
  "blockingResources": [
    {
      "type": "account",
      "id": "<string>",
      "requiredAction": "archive_account"
    }
  ]
}

{
  "type": "https://docs.swipelux.com/errors/internal-error",
  "title": "<string>",
  "status": 500,
  "code": "internal_error",
  "detail": "<string>",
  "correlationId": "<string>",
  "retryable": true,
  "errors": [
    {
      "pointer": "<string>",
      "code": "<string>",
      "message": "<string>"
    }
  ]
}

Authorizations

X-API-Key

string

header

required

Query Parameters

cursor

string

Opaque cursor returned as nextCursor from the previous page.

limit

integer

default:25

Maximum number of records to return. Defaults to 25.

Required range: 1 <= x <= 100

status

enum<string>

Filter by capability status. Closed enum — exhaustive; additions would be a breaking change.

Available options:

pending,

ready,

restricted,

rejected,

canceled

method

enum<string>

Filter by capability method. Open enum — values are added over time; clients must tolerate unknown values.

Available options:

ach,

wire,

rtp,

pix,

sepa,

swift,

spei,

pse,

transfers_3_0,

uaefts,

faster_payments,

sepa_instant,

ipp,

card,

stablecoin_transfers

customerId

string

updatedAfter

string<date-time>

Return only records updated at or after this RFC 3339 timestamp. Use it to recover from missed webhooks by replaying a window of changes.

Response

Capabilities returned

data

object[]

required

Capabilities.

Option 1
Option 2

Show child attributes

nextCursor

string | null

required

Cursor for the next page, or null when there is no next page.

hasMore

boolean

required

Whether another page is available.

Overview

Versioning

Endpoints

List merchant capabilities

Authorizations

Query Parameters

Response